At One Place

What is a Banknote made of?

What is a Banknote made of?
Cotton and linen rag paper, or polymer film — never wood pulp, which is why notes survive the wash.

The single most useful fact about banknotes is that they are not paper in the everyday sense: there is no wood pulp in them, which is why a note that goes through a washing machine comes out intact while a receipt disintegrates. Polymer notes, pioneered in Australia in 1988 and now used across the UK, Canada and dozens of other countries, go further — they shrug off water entirely but deform permanently above about 120 °C, so an iron or a tumble dryer destroys them. Cotton for banknote paper is often linter, the short fibre left on the seed after ginning, which is a by-product rather than a competing use of the crop.

Component by component

Every material is a choice, and the third column is the constraint that drove it.
Part Material Why that material
substrate (paper notes) cotton fibre with linen or flax; US notes are 75% cotton and 25% linen Rag fibres are long and strong and, unlike wood pulp, contain no lignin to yellow and embrittle — a note survives folding and a wash cycle.
substrate (polymer notes) biaxially oriented polypropylene film with opacifying layers It is far more durable and dirt-resistant, lasts two to five times longer, and allows a genuinely clear window that paper cannot.
security thread a metallised or demetallised polyester thread woven into or windowed through the substrate It has to be inside the substrate rather than printed on it, which is a step a copier or printer cannot reproduce at all.
watermark variation in fibre thickness formed on the papermaking cylinder It is created while the sheet is still a wet slurry, so it cannot be added afterwards.
fluorescent fibres and planchettes fibres visible only under ultraviolet light Ordinary paper glows under UV because of optical brighteners; banknote paper deliberately does not, so a glowing note is a bad sign.

Other around the house objects

Common questions

What is a Banknote made of?
Cotton and linen rag paper, or polymer film — never wood pulp, which is why notes survive the wash.
What is the substrate (paper notes) of a Banknote made of?
Cotton fibre with linen or flax; US notes are 75% cotton and 25% linen. Rag fibres are long and strong and, unlike wood pulp, contain no lignin to yellow and embrittle — a note survives folding and a wash cycle.
What is the substrate (polymer notes) of a Banknote made of?
Biaxially oriented polypropylene film with opacifying layers. It is far more durable and dirt-resistant, lasts two to five times longer, and allows a genuinely clear window that paper cannot.

Related pages

Sources

  1. Official vendor product documentation — At One Place

How these figures are compiled and checked